loud budgeting

Meaning

Loud budgeting is a modern financial trend where people openly and proudly declare their money-saving goals to avoid overspending. Instead of making excuses or feeling embarrassed about not having money, a person practicing loud budgeting will directly tell others they are choosing not to spend.

Examples

• I'm practicing loud budgeting this year, so I told my friends I can't join them for that expensive dinner.

  I'm practicing loud budgeting this year, so I told my friends I can't join them for that expensive dinner.

• Loud budgeting has made it much easier to say no to weekend trips without feeling guilty.

  Loud budgeting has made it much easier to say no to weekend trips without feeling guilty.

• Instead of pretending she could afford the concert ticket, she used loud budgeting and suggested a free park hangout instead.

  Instead of pretending she could afford the concert ticket, she used loud budgeting and suggested a free park hangout instead.

• Social media influencers are promoting loud budgeting as a way to normalize talking about financial limits.

  Social media influencers are promoting loud budgeting as a way to normalize talking about financial limits.

• My brother's loud budgeting is actually inspiring; he is very honest about saving for his first apartment.

  My brother's loud budgeting is actually inspiring; he is very honest about saving for his first apartment.

Common Mistakes

• ✗ I am loud budgeting because I have no money left.

  ✓ I am loud budgeting, so I told my friends I'm saving money.

  Loud budgeting is not just being broke; it is the active, vocal choice to decline spending in order to prioritize your financial goals.

• ✗ She did a loud budgeting to buy a car.

  ✓ She practiced loud budgeting to buy a car.

  'Loud budgeting' is an uncountable gerund phrase, so you 'practice' or 'do' loud budgeting, rather than using the article 'a'.

Related Expressions

Practice

• Instead of making up an excuse, she used ___ and told them she was saving for a house.

  💡 Openly stating your financial limits to save money.

  Show answer

  loud budgeting

• My friends are very supportive of my ___, so we usually host potlucks instead of going to fancy restaurants.

  💡 Vocalizing your money-saving goals.

  Show answer

  loud budgeting